ESTO aftertax

Don't want to pay the full amount at once? Pay in instalments!

ESTO instalments are an innovative payment solution that helps you set up a payment schedule based on the period you choose. The payment solution makes the decision in real time and helps you complete the purchase in less than 60 seconds.

Choose the product or service you want, tell the customer service representative that you want to pay by ESTO instalment and then confirm your order. When confirming your purchase, select the period and monthly instalment amount that suits you and digitally sign using your ID card, Smart ID or Mobile ID.

All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO instalment.

ESTO instalments can also be made quickly and conveniently for legal persons.

ESTO hire purchase is offered and managed by ESTO AS.

NOTE! Every instalment is a financial commitment. Before entering into a hire-purchase agreement, you should read the terms and conditions of the service concerned and, if necessary, consult an expert. The annual percentage rate of charge for a hire purchase credit from ESTO AS is 23.63%, based on the following model conditions: amount of credit EUR 1490, cost of goods/services EUR 1490, 0% deposit, fixed interest rate 11.90%, contract fee EUR 0, total amount of credit and repayments EUR 1844.64, assuming that the credit is repaid in equal monthly instalments of EUR 76.86 over a period of 24 months. Please consult the terms and conditions before signing the contract and, if necessary, consult a specialist. The instalment facility is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company that dates back to 2016. The brand was born out of the need for a new generation of payment solutions, suitable for both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, with a network of over 2,600 partners and stores and over 300,000 customers.

Check the conditions here: www.esto.eu/ee

If necessary, contact an ESTO AS employee - info@esto.ee or www.esto.eu/ee LIVE chat window.